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In Touch Individual & Family Counseling: Tustin/Villa Park

Individual & Family Therapy

Payment Methods

Therapy Services:

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I do not accept insurance. However, most P.P.O. insurance plans will cover a percentage of services out-of-network. Rest assured; my automated system will provide a receipt for services (a superbill) that includes all of the information needed to submit a claim to your insurance company. Although you still pay for services upfront, most P.P.O. plans will typically reimburse less your pre-determined co-pay. 

**If you have an H.M.O. and do not want to pay out of pocket for services, you will need to find a therapist listed on your insurance provider’s network.

Contact your insurance company and ask for “member services” or check their website.  Their services may be covered, in part or in full by your health insurance or employee benefit plan. Please check your coverage carefully by asking the following key questions:

  • Does my coverage include mental health services? 
  • Does my coverage include seeing an out-of-network provider? 
  • Do I need a referral from my primary care physician to access my out-of-network benefits?  
  • How many sessions per year does my health insurance plan cover?
  • What is my deductible, and must it be met before mental health services are covered?
  • Does my coverage include procedure codes 90847 (couples) and/or 90837 (individuals)? 
  • Does my coverage accept diagnostic codes, like F43.20, for reimbursement purposes?   
  • What is the amount of coverage per therapy session?
  • When my therapist gives me an itemized list of services, commonly known as a superbil, what is the correct mailing address for submitting my reimbursement claims? 

Insurance companies require that I share your diagnosis and treatment notes to receive payment.  Doing so waves your right to privacy regardless of HIPPA laws.  The treatment notes can become part of your permanent medical record, which may have negative consequences related to your employment, handling firearms, or seeking new medical or life insurance.

Another reason?  Insurance companies require therapists to follow preapproved (and restrictive) treatment methods.  As an example, they often limit the number of sessions they cover. Those requirements typically meet the needs of the insurance company–at the expense of my clients (not good).  By not accepting insurance, I can ensure that your therapeutic information remains confidential. Best of all, I have the freedom to customize a treatment plan to meet your individual needs and your goals for therapy.  

Yes.  We accept FSA and HSA payments. 

You may also use insurance to cover the cost of therapy, with copays ranging from $10-$150 dollars.  Please read the next question below, “Do you take insurace?” for more details.

I know that life can get hectic at times. However, since your appointment is a special time set aside just for you, I require a 24-hr notice to reschedule or cancel your appointment to avoid being billed for the session.

Access to mental health care is an important issue for me. I am dedicated to increasing access to mental health care.  As such, I hold several sliding scale spots in my practice. If you cannot afford my fees, don’t hesitate to contact me, and we can discuss placing you on my waitlist for sliding scale appointments.

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